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Advice Selling

I am here for you

Congratulations on taking the first step to making one of the most important purchases of your life! Finding and purchasing a home is exciting, it should not be stressful or complicated if you take the necessary steps.

I will help you prepare and understand what will be needed in making the goal of home ownership that much more attainable.

Partnering with me as your agent will ensure that everything will be in its rightful place when I deliver those keys to you!

Email me at home4u@telus.net for your Complimentary, No Obligation Home Buying Guide.

I Support you every step of the way

When you're buying, I can enhance your search process by helping you uncover what you may not have considered. Whether it's schools, amenities, lifestyle, or the investment value of the property. Using our property search tools, you will be able to find the home that best meets your needs.

Finally, with my Vast Knowledge of the market, Expertise and Extensive Negotiating Skills, I will ensure you Achieve the Best Possible Outcome as I manage all the Critical Details Ensuring You Enjoy a Successful Transaction.

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HOME BUYER'S GLOSSARY

AMORTIZATION PERIOD

The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.

APPRASIAL

The process of determining the market value of a property.

CLOSED MortgageS

A mortgage that can not be prepaid or negotiated for a set period of time without penalties.

Closing date

The date on which the new owner takes possession of the property and the sale becomes final.

Collateral

An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.

Deposit

A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.

Equity

The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.

MORTGAGE

A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.

Term

The period of time the financing agreement covers. The terms available are; 6 month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.

Neighbourhood News

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Take the next step in your journey

I look forward to working with you and helping you reach your home ownership goals. Reach out to get in touch and start the process today. I offer:

Personalized service

Local market knowledge

Excellent communication

Strong negotiating skills

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